OFFICIAL CONTEST RULES
Smart, Savvy & Associates

Each Contest (“Contest”) hosted by Smart, Savvy & Associates (“Smart Savvy”) is governed by each Contest’s unique rules (“Short Rules”) located on any page on smartsavvy.com, and these rules (“Official Rules”). By participating or attempting to participate in a Contest, each entrant (“Entrant”) will be deemed to have received, understood, and agreed to the applicable Short Rules and Official Rules. Only Entrants who abide by the applicable Short Rules and the Official Rules are eligible to win a prize in a Contest.

Although a Contest may be communicated, promoted, or administered by means of a third-party social media or social networking service or site, including LinkedIn or Instagram (“Third-Party Service”), the Contest is in no way sponsored, endorsed or administered by, or associated with, any Third-Party Service.

The Short Rules and Official Rules may be amended from time to time without prior notice to any Entrants.

WHO IS ELIGIBLE TO ENTER A CONTEST?
Unless otherwise specified in the applicable Short Rules, a Contest is open only to legal residents of each of the provinces and territories of Canada (excluding the province of Québec) who are 18 years of age or older at the time of entry.

Contests are not open to Smart Savvy employees and partners as well as their immediate families and persons living in the same household. Smart Savvy reserves the right to verify the eligibility of any Entrant.

HOW DO I ENTER A CONTEST?
No purchase is necessary to enter and participate in a Contest.
A Contest will be open for entry during the time span specified in the applicable Short Rules. In its sole discretion, Smart Savvy may extend any duration for entry. Entrants are required to enter a Contest through the method indicated in the applicable Short Rules.

HOW WILL THE POTENTIAL WINNER(S) BE SELECTED?
The potential winner(s) of any Contest will be selected by random number generator or in the manner specified in the Short Rules.

WHAT ARE THE ODDS OF WINNING A PRIZE?
The odds of winning any prize depend on the number of valid entries received in the Contest.

HOW DOES A WINNER CLAIM A PRIZE?
The winner will be notified in the manner specified in the Short Rules and must reply within 24 hours of being notified.

HOW ARE PRIZES DISTRIBUTED?
The winner must accept the applicable prize(s) as rewarded and may not be exchanged for cash or any other product(s) or service(s).

If the winner fails to take delivery of any prize as instructed, such prize may be forfeited and Smart Savvy reserves the right, in its sole discretion, to select another eligible entry as a winner.

HOW WILL MY INFORMATION BE COLLECTED, USED AND DISCLOSED?
By entering a Contest, the Entrant consents to Smart Savvy’s collection, use, and disclosure of their personal information as Smart Savvy deems necessary for the administration of the Contest as described in the applicable Short Rules, the Official Rules and for promotional purposes, as applicable. Each Entrant agrees that if they win, Smart Savvy may disclose and use their personal information (including name, address, telephone numbers, and/or email addresses) to administer the Contest and deliver the prize(s).

WHAT LAWS APPLY TO THE CONTEST?
The laws of the province of British Columbia and the federal laws of Canada apply to each Contest unless otherwise specified in the Short Rules.

Each Entrant agrees that:
> any and all disputes, claims, and causes of action arising out of, or connected with, any Contest or any prizes shall be resolved individually, without resort to any form of class action, and exclusively by the courts of British Columbia;
> any and all claims, judgments and awards shall be limited to actual-out-of-pocket costs; and
> they waive all rights to claim, punitive, incidental, and consequential damages, and any other damages, other than for actual out-of-pocket costs.
Smart Savvy reserves the right to seek any available legal remedy in connection with any attempt to deliberately undermine the legitimate operation of the Contest.

WHO MAKES DECISIONS ABOUT THE ADMINISTRATION OF THE CONTEST?
Smart Savvy reserves the right to make all decisions relating to the administration of each Contest, including the right to terminate, withdraw or amend the Contest or disqualify any entry for any reason. Smart Savvy may cancel, modify, or suspend any Contest or amend these Official Rules for any reason whatsoever, at Smart Savvy’s sole discretion, without advance notice. All such decisions of Smart Savvy are final and not subject to appeal.

Last updated January 10, 2023.